Insurance Disputes

Insurance Disputes Attorney Atlanta

Have you recently had a claim denied by your insurance company?
If yes, you are on the right page.
According to the Georgia Department of Insurance, in 2020, there were 4,828 complaints filed against insurance companies, with the most common issues being claims handling and policy non-renewal.
Insurance disputes in Atlanta can arise when an insurance company denies a claim or disputes the amount of coverage provided. An insurance disputes attorney in Atlanta can help policyholders understand their rights and responsibilities and navigate the disputes process.
When an insurance dispute arises, the policyholder should first review their policy and gather any documentation that will support their claim. If the dispute cannot be resolved through direct communication with the insurance company, the policyholder may have the option to file a complaint with the Georgia Department of Insurance.
If a resolution cannot be reached through the Department of Insurance, the policyholder may choose to pursue legal action with the help of an insurance disputes attorney in Atlanta. It’s important to note that the statute of limitations for filing a lawsuit against an insurance company in Georgia is typically two years from the date of the incident or the date the policyholder became aware of the dispute.

Are you unsure of your rights and responsibilities as a policyholder?

As an insurance disputes attorney at Adkins Law Firm, we understand that policyholders may be unsure of their rights and responsibilities when dealing with insurance disputes. We are here to help you navigate the process and understand your rights as a policyholder.
Our firm has extensive experience in representing policyholders in insurance disputes, and we can help you understand your rights and responsibilities under your policy, gather evidence to support your claim, and negotiate with your insurance company to resolve the dispute.
If necessary, we are also prepared to take legal action to protect your rights and help you receive the compensation you are entitled to. If you have any confusion regarding your rights and responsibilities as a policyholder, please do not hesitate to reach out to us. We are here to help.

How to review the policy and collect supporting documents for claims?

To review your policy and gather any documentation to support your claim, you can follow these steps:

  • Locate your policy: Find the physical copy of your policy or login to your insurance company’s website to access an electronic copy. If you have trouble finding your policy, you can contact your insurance company and ask them to provide a copy.
  • Read through your policy: Carefully read through your policy to understand the terms and conditions of coverage, including the types of claims covered, the limits of coverage, and any exclusions. Pay attention to any time limits or notice requirements that may apply to your claim.
  • Gather documentation: Collect any documentation that supports your claim, such as medical records, repair estimates, police reports, photographs, or any other relevant information. Make sure to keep copies of all documentation for your records.
  • Review your policy for any additional coverage: Look for any additional coverage that you may have, such as endorsements or riders that can add coverage to your policy.
  • Take note of any ambiguities or unclear statements in the policy, this will be useful when communicating with the insurance company or when consulting an attorney.
Good understanding of your policy and the documentation that supports your claim can help you communicate effectively with your insurance company and support your position in case of disputes.

Challenges in filing a complaint with the Georgia Department of Insurance?

There are several issues that policyholders may encounter when filing a complaint with the Georgia Department of Insurance.
  • Time limits: The Georgia Department of Insurance has a deadline for filing a complaint, which is typically within two years of the incident that led to the dispute or the date the policyholder became aware of the dispute. If a complaint is filed after the deadline, it may be dismissed.
  • Lack of evidence: The Georgia Department of Insurance may dismiss a complaint if the policyholder does not provide enough evidence to support their claim. It is important for policyholders to review their policy and gather any documentation that supports their claim before filing a complaint.
  • Limited authority: The Georgia Department of Insurance has limited authority to resolve disputes. They may mediate a resolution between the policyholder and the insurance company, but they cannot force the insurance company to pay a claim or change their policies.
  • Language barriers: Some policyholders may have difficulty communicating with the department of insurance due to language barriers. The department of insurance may provide language assistance, but it may not always be immediate.
  • It may not be the most effective solution: Even if the complaint is accepted, it may take a long time to get resolved, and the insurance company may not be willing to change their position.
It’s important to note that while filing a complaint with the Georgia Department of Insurance can be a good first step in resolving an insurance dispute, policyholders may need to consider other options, such as hiring an attorney, if a resolution cannot be reached through the department of insurance.

Are you considering hiring an attorney to help with your insurance dispute?

As an insurance disputes attorney in Atlanta at Adkins Law Firm, we highly recommend considering hiring an attorney to help with your insurance dispute. Insurance companies are represented by experienced legal teams, and it is essential to have an experienced attorney on your side to protect your rights and help you receive the compensation you are entitled to.

An insurance disputes attorney can assist you in reviewing your policy, gathering evidence, and negotiating with the insurance company to resolve the dispute. If the dispute cannot be resolved through negotiation, an attorney can take legal action to protect your rights and help you receive the compensation you are entitled to.

At Adkins Law Firm, we have extensive experience in representing policyholders in insurance disputes, and we are dedicated to fighting for the rights of our clients. We understand the legal and technical aspects of insurance disputes and can provide you with the legal representation you need to navigate the process and achieve a successful outcome.

If you are considering hiring an insurance disputes attorney to help with your insurance dispute, please do not hesitate to reach out to us. We will be more than happy to discuss your case and provide you with a free consultation.

Are you aware of the statute of limitations for filing a lawsuit against an insurance company in Georgia?

The statute of limitations for filing a lawsuit against the best insurance company in Georgia is typically two years from the date of the incident or the date the policyholder became aware of the dispute. The statute of limitation for filing a lawsuit may vary depending on the type of insurance and the specific circumstances of the case, so it’s important to consult with an attorney to ensure that you understand the time limits that apply to your case.

It is important to note that the statute of limitations can be a critical aspect of any case. This is why it is highly recommended to consult with an attorney as soon as possible to help you understand the time limits that apply to your case and to help you navigate the process of filing a lawsuit in a timely manner.

At Adkins Law Firm, we have a team of experienced insurance disputes attorney attorneys who are familiar with the statute of limitations and other legal requirements that apply to insurance disputes. We will work with you to help you understand your rights and responsibilities and will take the necessary steps to protect your interests.

Why Was My Insurance Claim Denied?

There can be many reasons why an insurance claim may be denied. Some common reasons include:
  • Policy Exclusions: Your policy may have exclusions that prevent coverage for certain types of losses or situations. Reviewing your policy and understanding the exclusions is important when making a claim.
  • Lack of proper documentation: Your insurance company may deny your claim if you do not provide enough evidence to support your claim. This may include medical records, repair estimates, police reports, photographs, or any other relevant information.
  • Misrepresentation or Fraud: Your insurance company may deny your claim if they believe that you have misrepresented or fraudulently reported your loss.
  • Late filing: Your insurance company may deny your claim if it is filed after the deadline specified in your policy.
  • Pre-existing condition: Your insurance company may deny a claim if they believe the condition existed before the policy was in effect.
  • Policy Cancellation: Your insurance company may deny your claim if your policy has been cancelled, non-renewed, or if you have failed to pay your premiums.
It’s important to remember that insurance companies are in the business of making profits, and they may use any excuse to deny a claim. If your claim has been denied, it is important to consult with an experienced attorney to review your policy and the reason for the denial, and to discuss your options for appealing the decision or taking legal action.
At Adkins Law Firm, we are experienced in representing policyholders in insurance disputes, and we understand the reasons why claims may be denied. We can help you understand your rights and responsibilities and take the necessary steps to protect your interests.

What Types of Insurance Disputes Does insurance dispute attorneys Handle?

Insurance dispute attorneys typically handle a wide range of insurance disputes involving various types of insurance policies, such as:
  • Homeowners insurance: Disputes may arise when an insurance company denies a claim for damage to a policyholder’s home or personal property, such as in the case of fire, theft, or natural disasters.
  • Auto insurance: Disputes may arise when an insurance company denies a claim for damage to a policyholder’s vehicle, such as in the case of a car accident.
  • Health insurance: Disputes may arise when an insurance company denies a claim for medical expenses, such as in the case of a major illness or injury.
  • Disability insurance: Disputes may arise when an insurance company denies a claim for disability benefits, such as in the case of a long-term illness or injury that prevents a policyholder from working.
  • Life insurance: Disputes may arise when an insurance company denies a claim for death benefits, such as in the case of a policyholder’s death.
  • Business insurance: Disputes may arise when an insurance company denies a claim for business interruption, general liability, or property damage insurance.
Insurance dispute attorneys are familiar with the legal and technical aspects of insurance disputes and can provide you with the legal representation you need to navigate the process and achieve a successful outcome. They will work with you to help you understand your rights and responsibilities and will take the necessary steps to protect your interests.

Hire Adkins Law Firm:

If you are considering hiring Adkins Law Firm LLC to help with your insurance dispute, please reach out to us by phone, email, or visit our website. You can contact us at 404-487-8529 or at jadkins@adkinslegal.com or visit our website at https://adkinslegal.com/.

Our insurance dispute attorneys have extensive experience in representing policyholders in insurance disputes and we can provide you with the legal representation you need to navigate the process and achieve a successful outcome. We understand the legal and technical aspects of insurance disputes, and we can help you understand your rights and responsibilities.
We will work with you to review your policy, gather evidence, and negotiate with your insurance company to resolve the dispute. If the dispute cannot be resolved through negotiation, we will take legal action to protect your rights and help you receive the compensation you are entitled to.
You can also schedule a consultation through our website, our attorneys will be more than happy to discuss your case and provide you with a free consultation.

Contact us today, and let us help. 404-487-8529